R&S Insurance Agency, Inc.

We provide quality insurance plans in El Paso, Dallas, Fort Worth, Houston, Austin, San Antonio, and Alburquerque.  We specialize in Truckers, Contractors, and personal Auto and Home policies. We are "In Business to Help People", and focus on providing high quality service.

Accident Forgiveness
Auto Insurance
At a glance

Under Accident Forgiveness, if you’re involved in an accident, your rates won’t increase even if the accident is your fault. This applies only one time per policy, and once it’s been used, you’ll be eligible to receive it again three years later.


Minor Violation Forgiveness feature forgives one minor violation every 36 months, so you won’t pay more for your car insurance solely due to your first minor traffic violation.

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